By If you’re starting a business, you’re probably already familiar with the term business certificate. This document is very important as it serves as one of the legal proofs of your business.
In this article, we’ll explain in a clear and easy-to-understand way how to make a business certificate both offline and online. We’ll also cover its functions, required documents, and tips to manage the process smoothly.
Also read: Easier, Automatic, and Real-Time Transactions with API Disbursement
What Is a Business Certificate and Why Is It Important?
A Business Certificate (Surat Keterangan Usaha or SKU) is an official letter issued by the village office or sub-district head confirming that you genuinely operate a business in that area. It serves as an essential first legal step for all entrepreneurs, especially small businesses.
Why is the SKU important? Because besides serving as legal proof that your business is recognized administratively, it is also a primary requirement when you want to:
- Apply for business capital loans from banks or financial institutions.
- Receive government support for MSMEs.
- Register a Taxpayer Identification Number (NPWP) for your business.
- Switch your electricity tariff from residential to business use.
- Manage other administrative needs related to your business.
So if you’re serious about growing your business, having a SKU is a mandatory first step.
See How Jack Can Help Your Business
Documents to Prepare Before Applying for a Business Certificate
Before we get into the steps to make a business certificate, there are several important documents you need to prepare to ensure a smooth application process without having to go back and forth. These documents are typically required by the village or sub-district office:
- Original and photocopy of your ID (KTP)
- Original and photocopy of your Family Card (KK)
- Recommendation letter from your local RT and RW
- Application letter for SKU (usually provided at the village office)
In some areas, there may be additional requirements like a photo of the business location or a statement from the property owner if you’re renting. Make sure to check local regulations in your area.
Also read: How to Create a Virtual Credit Card According to the Issuing Bank
How to Make a Business Certificate Offline
Making a business certificate offline is still a common choice for those who prefer face-to-face interaction with admin staff. Here are the steps you need to follow:
1. Get a Recommendation Letter from RT and RW
Start by requesting a recommendation letter from your neighborhood RT and RW (community leaders). You’ll usually visit their office, fill out a form, and then receive their signature and official stamp.
2. Submit the SKU Application to the Village Office
Once the recommendation letter is ready, submit your SKU application to the local village office. The officer will give you a form to fill out completely and accurately. This data will be used to issue your business certificate, so make sure there are no mistakes.
3. Verify the SKU at the Sub-District Office
The final step is to take the completed business certificate to the sub-district office for official validation with a stamp and document number. This verification makes your certificate officially valid and usable as a legal document.
How to Make a Business Certificate Online
If you’re busy and don’t have time to visit village or sub-district offices, there’s now a practical way: apply for a business certificate online through the OSS (Online Single Submission) system.
Steps to Make a Business Certificate Online
- Visit the official OSS site at oss.go.id.
- If you don’t have an account yet, register by filling out the form and verifying via email.
- Log in to your OSS account.
- Choose the type of business you are running.
- Fill in the applicant and business data completely and accurately.
- Follow the instructions until the process is complete.
- Once done, you will receive a digital version of the SKU that you can print immediately.
The main advantage of applying online is convenience and time efficiency. You can do everything from home without waiting in line or visiting government offices.
Also read: Corporate Card: Definition, How it Works & Benefits for Startups
Business Certificate Validity Period and How to Renew It
A business certificate is usually valid for one year from the date of issuance. Once it expires, you must renew the SKU if you want to continue using it as proof of your business’s legality.
To renew it, just revisit the village or sub-district office with the same documents you used during the initial application.
Use Jack for Your Business Needs
Creating a business certificate is a must for anyone who wants to operate a business legally. With an SKU, you can access capital, government support, and easier permit processes, either offline through local offices or online via OSS. Take care of it now to ensure your business is compliant and legally secure.
Once your business is up and running, manage your finances more easily with Jack. From corporate cards, international transfers, payroll, reimbursements, to bill payments, everything is possible in one practical platform. Jack helps you save time, money, and effort with a real-time, all-in-one financial system.
