How to Create a Personal PT Bank Account

How to Create a Personal PT Bank Account

Creating a personal PT (limited liability company) bank account differs from the usual PT account. A personal PT might still be unfamiliar to the general public.

This type of PT can be established or founded by an individual. As the name suggests, this company is led and managed by a single person, who can act as both the director and the shareholder.

Managing such a company requires good financial management. Therefore, the owner must have a company bank account to ensure smooth financial operations. Opening a bank account is not difficult.

Simple Step How to Create a Personal PT Bank Account

How to Create a Personal PT Bank Account

In fact, the process is quite easy and quick. To open a bank account in the name of a personal PT, you need to follow these steps:

1. Prepare the Limited Liability Company (PT) Documents

Owners of a personal PT who wish to open a company account must go through several steps. Initially, you need to prepare all the necessary company documents, such as the Deed of Establishment and the Business License.

Other documents required for opening a personal PT bank account include the Business Identification Number (NIB) and other necessary permits. Different banks may have varying document requirements, so it’s best to inquire directly with the chosen bank to get a clear list of required documents.

2. Choose the Appropriate Bank

Selecting the right bank for your personal PT account is a crucial initial step. You need to open an account at a financial institution that meets your company’s needs. Make sure the chosen bank offers accounts for PTs, especially for personal PTs, to avoid future complications.

There are many financial institutions around you, and while the main services of banks aim to facilitate customers, some banks offer special services for personal PT accounts. Investigate thoroughly to ensure smooth financial management by selecting the right bank.

3. Visit the Nearest Bank Branch

After choosing a bank, visit the nearest branch of that bank. While you can contact the bank online and possibly open an account online, it’s recommended to open the account directly at the bank branch.

Visit the main branch or a local branch first. Once at the bank, request the PT account opening form. Don’t forget to bring all the required documents to ensure a smooth account opening process.

See Tutorial Account Verification Jack

4. Fill Out the Form and Submit Documents

When applying to open a company account, you will need to fill out a form. Complete the account opening form with accurate data based on your personal and company documents. Ensure there are no errors in the form to avoid future complications.

Submit the required documents, such as the Deed of Establishment and NIB, as well as the Business License and the director’s or company’s identification. The bank may request additional legal company documents, which you should be prepared to provide.

5. Document Verification

The bank will verify the documents you provided to ensure the security and validity of the information. This verification process can take between one to three business days.

Ensure the documents you submit are complete and accurate to facilitate the verification process. If you haven’t received confirmation after three business days, follow up with the bank on the status of your verification.

6. Wait for Account Opening

Once verification is complete, the bank will confirm the opening of your personal PT account. You will receive the account number and other related information.

After receiving your account number, make an initial deposit based on the type of account you chose. As the business owner or manager, you can then start conducting various financial transactions, ensuring the company’s finances operate smoothly and advance.

The steps above provide a guide on how to create a personal PT bank account for those who want to run a company. It is crucial to keep the account information and access codes confidential to avoid any risks or losses. Choose a trusted bank that meets your needs for opening a PT account.

Use Jack for your business needs


If you encounter any issues, don’t hesitate to contact the bank. If you have questions, reach out to the nearest bank. Hopefully, the process of opening your personal PT account will go smoothly and support all your company’s financial transactions.

How to Check and Register Business Registration Number (NIB)

Previous article

Differences Between Banking and Non-Banking Financial Institutions

Next article

You may also like